title: "iDeCoをためらう一番の理由は?"
description: "iDeCoに踏み切れない・避ける最大の理由を1つ。"
category:
  - "お金・投資"
  - "投資信託・NISA"
  - "iDeCo"
url: "https://www.datasetsearch.jp/money/fund/ideco/ideco-hesitation/?as_of=2026-06"
identifier: "urn:koekatsu:survey:484:as_of-2026-06"
temporal_coverage: "2026-01-03/2026-06-30"
license: "https://creativecommons.org/licenses/by/4.0/"
copyright: "© 2026 コエカツ"
mode: "all"
scope: "as_of:2026-06"
snapshot_at: "2026-06-30T23:59:59+09:00"
generated_at: "2026-07-22T10:35:55+09:00"
questions:
  - question: "iDeCoをためらう一番の理由は?"
    answer_type: "single"
    respondents: 16
    total_votes: 16
    results:
      - option: "60歳まで引き出せない"
        votes: 2
        percent: 12.5
      - option: "手数料がかかる"
        votes: 0
        percent: 0
      - option: "受取時の課税が複雑"
        votes: 3
        percent: 18.8
      - option: "掛金の上限が低い"
        votes: 5
        percent: 31.3
      - option: "新NISAで十分"
        votes: 1
        percent: 6.3
      - option: "制度が分かりにくい"
        votes: 5
        percent: 31.3
