{
    "dataset": {
        "title": "債務整理に踏み切れない・ためらう一番の理由は?",
        "description": "借金問題で専門家相談や債務整理を躊躇する心理的・実務的ハードルを集計します。",
        "category": [
            "暮らしの手続き・トラブル",
            "お金のトラブル",
            "借金・債務整理"
        ],
        "url": "https:\/\/www.datasetsearch.jp\/procedure\/money-trouble\/debt\/debt-hesitation-reason\/?as_of=2026-04",
        "identifier": "urn:koekatsu:survey:1202:as_of-2026-04",
        "temporal_coverage": "2026-01-10\/2026-04-30",
        "license": "https:\/\/creativecommons.org\/licenses\/by\/4.0\/",
        "copyright": "© 2026 コエカツ",
        "mode": "all",
        "scope": "as_of:2026-04",
        "snapshot_at": "2026-04-30T23:59:59+09:00",
        "generated_at": "2026-07-22T10:41:16+09:00",
        "questions": [
            {
                "question": "債務整理に踏み切れない・ためらう一番の理由は?",
                "answer_type": "single",
                "respondents": 13,
                "total_votes": 13,
                "results": [
                    {
                        "option": "信用情報(ブラックリスト)に載るのが怖い",
                        "votes": 0,
                        "percent": 0
                    },
                    {
                        "option": "家族や周囲に知られたくない",
                        "votes": 3,
                        "percent": 23.10000000000000142108547152020037174224853515625
                    },
                    {
                        "option": "弁護士・司法書士費用が払えるか不安",
                        "votes": 3,
                        "percent": 23.10000000000000142108547152020037174224853515625
                    },
                    {
                        "option": "手続きが複雑でよくわからない",
                        "votes": 2,
                        "percent": 15.4000000000000003552713678800500929355621337890625
                    },
                    {
                        "option": "まだ自力で返せると思っている",
                        "votes": 2,
                        "percent": 15.4000000000000003552713678800500929355621337890625
                    },
                    {
                        "option": "保証人に迷惑がかかる",
                        "votes": 3,
                        "percent": 23.10000000000000142108547152020037174224853515625
                    }
                ]
            }
        ]
    }
}